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What Health Insurance Does Walmart Have

Easy Access To Convenient Care

Walmart Cuts Health Insurance for Part-Time Workers

We want to make it easier to live better, so were introducing digital benefits programs in select areas that will connect associates enrolled in a Walmart medical plan with great care and preventive visits.

  • For example, our state-of-the-art virtual physical therapy program. It helps associates feel better by giving them direct access to a licensed physical therapist through convenient video visits and the freedom to do their therapy anytime, anywhere through app-based exercises. This flexibility to go at your own pace often leads to quicker recovery.
  • And our new gastrointestinal health pilot. It helps associates improve their digestive health by giving them round-the-clock access to a team of professionals dedicated to helping them improve their digestive health, plus ongoing education, one-on-one coaching and more.
  • Were also offering virtual access to primary care doctors who can handle associates everyday health needs like asthma or diabetes, guide them to specialists to help with their care, connect them with behavioral health professionals and more.

Smart Money For Health Care

Tax savings

Set aside money from yourpaycheck for medical expensesbefore taxes are taken out, andkeep more of what you earn.

Matching money

Get a match from Walmart:$350 for yourself, or $700 foryourself and your dependents.

The money in your account belongs toyou, including the match, even if youchange plans or leave the company.

You get 100% coverage for preventive care when you see doctors in your network. Preventive care includes things like annual checkups, vaccinations, mammograms, and other routine tests to help keep you well.

You pay the full cost for any other care you receive until you meet your deductible. After that, in most locations the plan pays 75% of all in-network costs and 50% of all out-of-network costs. A few exceptions:

If you work in the following areas, see Do you work in Arkansas, Florida, Oklahoma, or Texas? below for special features in your area:

  • Dallas/Fort Worth, Houston, or San Antonio, Texas
  • Central Florida including Orlando and Tampa Northeast Florida including Gainesville and Jacksonville
  • Northwest Arkansas
  • Oklahoma City or Tulsa, Oklahoma

Once you meet your deductible, the Centers of Excellence program provides 100% coverage for many serious medical procedures including spine surgery, heart surgery, knee and hip replacement, and more.

With this plan, you set up a special health savings account to help you pay for the cost of care.

Before you meet your deductible, the costs are:

Introducing Walmart Care Clinic And Walmart Health

Health care is a big issue for our nation and part of the problem is the lack of price transparency. Well, Walmart aims to address that with its first-ever Walmart Health center in Dallas, Georgia.

If youve ever gotten to the doctors office and frustrated wondering what your final bill is going to be, Walmart Health will bring clarity to that. Youll know the estimated cost of your visit when you book your appointment with Walmart Health.

The new initiative is a more comprehensive offshoot of Walmarts existing Care Clinics program.

In this article, well take a look at what both Walmart Care Clinic and Walmart Health offer, the prices youll pay for a variety of services, hours of operation and more.

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How Much Does The Health Insthat Walmart Offers Cost

  • Individual, non-smoker is about $55 /mo and upFamily $290, non-smoker, and up


  • Answered December 5, 2017

    Health insurance sucks only HRA available you pay about 160 a month for self only with extremely high deductible and they only put in $300 into HRA a year the rest is on you its like having no insurance at all I don’t even know how,they get away it smh shame on walmart


  • It’s depends on the plans you get.


  • Answered September 27, 2017

    Approximately 175 bi-weekly, with $6,000 deductible…then, only after meeting deductible, it pays 80%! Out of pocket cost =$10,550.00. Average $10 hourly employee yearly before taxes = $20,800.00. Hmm, net pay approx $15,000. Wow, leaves you $5,550 a year to live on!! Hope you don’t need prescriptions, food, clothing, housing, etc.


  • Answered September 18, 2017

    The insurance is horrible it’d so expensive and we don’t even get paid that much. Thank god I hardly have to use it.


Which Services Does Walmart Health Offer

Walmart Health

Much like Walmart Care Clinic, Walmart Health is all about price transparency.

If you go in for a service, youll know exactly what youre going to pay for it upfront. Keep in mind that you may require additional services like lab tests during your visit that will come at an extra charge.

All prices below are the estimated prices shown on WalmartHealth.com and in this pdf on the Walmart Health site for cash-paying customers who dont have insurance.

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What Is Walmart Insurance

Walmart insurance is a type of insurance that is specifically designed for Walmart employees. It is an affordable way to get coverage for yourself and your family, and it can be used to cover medical expenses, lost wages, and more. There are a few different types of Walmart insurance policies, so be sure to read up on the different options before choosing one.

Why Get Health Insurance From Walmart

Healthcare can be a very expensive endeavor, especially if you have to pay right out of your own pocket. Without insurance, should you get into an accident or have an illness, you will have to pay out of pocket for the entire cost.

To combat the high cost of healthcare, many turn to purchasing health insurance. One of the best things about Walmarts health insurance is that it is very affordable. In addition, they offer a wide variety of options for employees and customers alike, so you can be sure to find a plan that fits your needs and budget the best.

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Walmarts Partnerships Give Them A Substantial Footprint

Walmarts association with Clover Health, a startup that showed a substantial enrollment increase, matches the retailers vision of expanding its footprint. Clover Healths successful presence in eight states should offer Walmart a foothold. The partnership will utilize Clover Healths technology to monitor patients using Walmarts health clinics. Clover Healths PPO provider networks are broad, with low out-of-pocket cost.

Together with Walmarts partnership with Oak Street Health, a network of 60 value-based primary care centers, its expansion of Walmart Health centers in 2021 and its establishment of primary care clinics point to big expansion plans.

When Walmart starts to market its Medicare plans in 2021, Georgia seniors will have access to Walmarts Health centers much like Aetnas Connected plan in Kansas City, which allows free access to CVS MinuteClinics and HealthHUBs. Also, Walmart has worked with Anthems Medicare plan in the past and the retailer has decided to use similar benefits for its LiveHealthy plan.

The $4 Prescription Plan & More

Walmart announces new healthcare plan for associates

In 2006, Walmart made headlines by introducing the availability of numerous generic prescription drugs for only $4, saving customers millions of dollars every year nationwide. Walmart has also recently introduced a new program that started in Michigan for mail order drugs. More than 350 generic drugs can be purchased for a 90 day recurring supply for only $10 with free delivery. These prescription programs are available to everyone: associates and customers, the insured and the uninsured. Additionally, over the counter medications are a large part of Walmarts Rollback program, and many of these drugs can be purchased for $4 or less.

Several other low cost medical supply programs are also in place. For $9, asthma sufferers can purchase a ReliOn Ventolin HFA Inhaler. $9 will also purchase a diabetic kit that includes ReliOns blood glucose meter and testing strips, and for the same price women can purchase generic birth control or fertility drugs. Smokers who want to quite their addiction can purchase a Smoking Cessation Rx Starter Pack for only $9 as well.

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Covered Visits For Walmart Associates

Urgent Care + Behavioral HealthAll Walmart Associates have access to Doctor On Demand’s Urgent Care + Behavioral Health. Urgent Care is available within minutes, behavioral health appointments average a few daysbut patients can use urgent care for urgent mental health issues and get a referral within the app to behavioral health.

Virtual Primary CareAssociates in select states have access to Doctor On Demand’s Virtual Primary Care inclusive of a dedicated primary care physician, integrated behavioral health, 24/7 urgent care, and Care Team support with awesome benefits like dietitians and more all available right from your smartphone, tablet, or computer. For a list of eligible states, please visit one.walmart.com

*In response to COVID-19, visits for medical, psychology/therapy, and psychiatry have been waived for associates enrolled in the Walmart medical plan. Activate your account to get started.

How Does Walmart Health Work

Walmart Health partners with local providers to offer its wide range of health care services. Walk-ins are welcome and no appointment is necessary. However, you can make an appointment online if you wish. Youll also get an estimate of your cost when you book your appointment.

At this time, theres one only a single location of Walmart Health in Dallas, Georgia. But more are coming albeit slowly at first.

We announced our second location opening in Calhoun, GA, , Marilee McInnis, Head of Health and Wellness Communication, tells Clark.com. announced additional locations. We are using these prototypes to learn how best to deliver the integrated care our customers want and need.

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The Current State Of Health Care In America

Providing access to quality, affordable health care is a challenge facing businesses large and small across the country. Health care costs are soaring, some of the most vulnerable Americans are not receiving care, and the current health care system is inefficient and wasteful. Simply put, our health care system is unhealthy, and its deficiencies are profoundly impacting millions of Americans and businesses.

All Americans are affected:

  • There are about 46 million uninsured Americans.
  • Disproportionately represented among the uninsured are young adults ages 19 to 34 who make up a quarter of the total U.S. population, but represent 40% of the nations uninsured population.
  • Of the 53 million Americans relying on Medicaid or other public assistance programs, 32% are adults who work full or part time.

Working families are affected:

  • In 2005, the average annual premium for family coverage was $10,880. Health premiums in 2005 increased 9.2% on average over the year before. Since 2000, premiums have risen 73%.
  • Retail prescription drug prices increased an average of 8.3% per year from 1994 to 2004 , more than triple the average annual inflation rate.
  • All this despite wages rising only 2.7% in 2005.

Businesses, large and small, are affected:

Wal-Mart is affected

. . and Wal-Mart is responding with solutions:

How Are Claims Handled


Claims will be handled directly by the insurance company through which you purchase your plan. Walmart itself has no direct connection to these companies and does not handle claims, nor assist with them. Instead, you can contact your licensed insurance agent or visit the website associated with the insurance business that provides your coverage to learn about additional options for filing a claim.

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Walmarts Health Plans Launch In Time For Medicare Open Enrollment

Walmart this fall is rolling out an array of health insurance plans for 2021, the company said … Tuesday, October 6, 2020. A customer walks through the parking lot of a Wal-Mart Stores Inc. location in Louisville, Kentucky, U.S., on Friday, May 15, 2015. Photographer: Luke Sharrett/Bloomberg

Walmart is launching health plans through a new brokerage that will be available for the first time for seniors signing up this fall for Medicare medical and drug benefits in 2021.

The move announced Tuesday by Walmart comes at a time of intense competition in the health insurance industry for the booming population of seniors eligible for Medicare benefits. Already, myriad big health insurers are expanding into hundreds of new counties to sell both private Medicare Advantage health coverage and Medicare part D drug benefits.

In Walmarts case, the retailer is launching Walmart Insurance Services, which is a licensed insurance brokerage the retailer says will assist people with enrolling in insurance plansand simplify whats historically been a cumbersome, confusing process. Walmart Insurance Services will be working with several existing national and regional health insurance carriers including Humana, UnitedHealth Groups UnitedHealthcare health insurance unit and Centenes Wellcare Health Plans.

Walmart Insurance Services will begin selling these Medicare medical and drug benefit plans during this years annual enrollment period, which runs Oct. 15 through Dec. 7.

Health Care For Wal Mart Associates

More than one half of Walmarts employees receive health care insurance for themselves and or their families through Walmart, amounting to over one million people. Almost 95% of their entire staff has coverage through some provider, either through Walmart or another source. According to the US Census, almost 17% of the employed United States population is unemployed, so Walmarts 5% rate is well below the national average.

Depending on the state, individual coverage is available for as little as eleven dollars a month and children can be covered for both full time and part time associates for only fifty cents per day. The eligibility waiting time is cut in half for part time associates. All health insurance plans come with a confidential nurse line that is available through the Mayo Clinic 24/7 at no additional charge. The hotline can be used to address questions and concerns for illnesses and injuries as well as for wellness coaching. Members who enroll in the Value plan or the Freedom plan are given preventative care services that can be used prior to the deductible having to be met. These care services include screenings such as colonoscopies and mammograms as well as flu shots and well-child visits.

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Looking For Wal Mart Health Insurance Quotes

While you cant compare Wal Mart health insurance quotes online you can get quotes from other top companies. Whether you have health insurance and are looking for a different carrier or if you are in need or health insurance, you can compare various insurance quotes on line for free by typing your zip code into the above quote tool. Get started finding the best health insurance provider today!

What Does Walmart Insurance Cover

What a potential Walmart-Humana deal means for consumers

If youre wondering what Walmart insurance covers, wonder no more. Heres a breakdown of the types of insurance Walmart offers:

-Health insurance: Walmart offers health insurance to its full- and part-time employees. Coverage includes medical, dental, and vision.

-Life insurance: Walmart offers life insurance to its full- and part-time employees. Coverage includes term life and whole life.

-Disability insurance: Walmart offers disability insurance to its full- and part-time employees. Coverage includes short-term and long-term disability.

So there you have it! Now you know what kinds of insurance Walmart offers to its employees.

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The Retailing Giant Will Launch Its New Brokerage Service By Offering Medicare Plans

Customers can find a vast range of goods at Walmart. Starting next week, they will be able to put a health insurance policy in their shopping cart, too.

The big retailer announced Tuesday that it is launching Walmart Insurance Services, a licensed brokerage, on Thursday, Oct. 15. The unit, which is licensed in all 50 states plus the District of Columbia, will begin by selling Medicare insurance plans. The start date is no accident, as that is the beginning of Medicare’s Annual Enrollment Period .

In that initial stage, Walmart Insurance Services will sell Medicare plans from a variety of well-known providers, including but not limited to Humana, Anthem, and UnitedHealth Group‘s UnitedHealthcare. The company says more might be added in the future.

Image source: Getty Images.

The initial concentration on Medicare plans is in character for Walmart, which for years has been resolutely focused on budget-conscious customers. Accordingly, the company played up the potential money-saving aspects of its new service, citing recent research from eHealth indicating that one in 10 Medicare beneficiaries has a plan that is the most cost-effective in terms of out-of-pocket spending.

“Helping customers select the right Medicare insurance plan to meet their needs aligns with Walmart’s mission of helping people save money and live better,” the company wrote in the press release announcing the new service.

Are Ratings And Consumer Reviews Positive

Due to Walmarts position as an enormous global retailer, its very difficult to separate reviews for the company in general from any reviews that might exist regarding their insurance services.

Of the reviews that mention health insurance, most are referring to the plans offered by the company to Walmart workers.

Our research indicates that Walmarts insurance agents are generally only available during open enrollment periods, which means customers will not have regular access to the agent. Reviews of the coverage are more likely to be directed to the actual insurance company than towards Walmart.

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Centers Of Excellence Program

In 2013, Walmart launched its Centers of Excellence program, covering the full cost of travel and treatment for employees managing complex medical conditions, such as cancer, organ transplants, and many common surgeries. But, to receive free care, the employees must agree to seek treatment at certain predetermined hospitals.

Walmart negotiates bundled payments with those hospitals and reimburses them directly for the care they provide. A bundled payment is a single payment that covers all of the services related to a single illness, injury, or condition including all associated inpatient, outpatient, and rehabilitative services. This model encourages all providers to keep costs down by avoiding unnecessary services and coordinating the patients end-to-end care. But this more scrupulous approach to managing complex medical conditions has more benefits than just cost containment. It also tends to result in:

  • Better health outcomes and a more streamlined experience for the patient, as reflected in the COE programs 95% satisfaction rate among employees
  • Less time spent in the hospital and far lower rates of hospital readmission, which means reduced employee absenteeism

Building on the success of its COE program, Walmart rolled out a handful of experimental programs in select markets around the country in 2020:

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