How Much Does Marijuana Rehab Cost

Here, we summarize how you can get the most bang for your buck when you are considering rehab options. Plus, where to find financial aid to make sure you get the support you need to be well again. Then, we invite your questions about the costs of …

rehabrehab coveredinsuranceinsuranceHealthrehabDrug rehab

Ambetter Insurance For Outpatient Treatment

Ambetter Insurance typically covers outpatient substance abuse rehab programs, but levels of coverage depend on your plan.

Outpatient addiction treatment is a form of drug or alcohol rehab where you go to a treatment center on specific days, at specific times, for individual and group therapy and other treatment sessions. 4 With outpatient programs, you do not live at the rehab center.

Ambetter Insurance can help you cover the costs of outpatient substance abuse rehab. Your coverage and out-of-pocket costs will vary based on your insurance plan, location, treatment plan, and treatment center.

How Much Does Aetna Better Health Of New York Cover

The amount of and types of treatments covered by your Aetna Better Health of New York insurance plan will depend on your needs and specific plan. There are many options for different types of addiction treatment that may be covered in full or in part by your policy. These options include but are not limited to the following:

Also Check: How Much Is Oscar Health Insurance

Drug Addiction Coverage & Cost

Many healthcare insurance providers may be able to cover all or part of the cost of alcohol or drug rehab. The cost of rehab varies depending on the patients level of treatment, length of stay, insurance coverage, and other unique factors. The amount of coverage or insurance acceptance is based on the insurance policy that each patient is covered by. This means out-of-pocket expenses will vary.HealthCare.gov reports that plans participating in the insurance marketplace must provide care in 10 essential health categories, one of those being addiction care. Many private health insurance plans follow these same rules, too, so they could be sold on the marketplace at a later point in time. Most insurance policies dont separate drugs into covered and non-covered categories. If addiction treatments are considered a covered benefit, then care is provided to anyone who has an addiction, regardless of what that addiction is caused by. This is the same model health insurance programs use in order to treat other medical conditions.

The same is true for addictions. Plan administrators dont want to cover in-depth testing and interviews about what drugs were used, how the drugs were developed, where they came from, and what theyre mixed with. Plans can keep things simple by covering all drugs, if they provide an addiction care benefit.

What Is Blue Cross Blue Shield

BCBS insurance consists of 35 independent and locally operated companies across all 50 states, the District of Columbia, and Puerto Rico.2 In the U.S., 1 in 3 Americans are covered by an individual or family BCBS insurance plan.2 BCBS also offers employer-sponsored insurance plans and insurance plans specifically designed for federal employees. 1 Over 5 million federal employees, retired federal employees, and their families are covered under the federal BCBS plan.2 BCBS also provides international insurance plans for people who live, work, or travel outside of the U.S. 2

Don’t Miss: How Much Does Usps Health Insurance Cost

Does Rehab Affect Life Insurance

If you have had a drug use history, you will likely need the help of a drug treatment centre and it can lead to higher premium fees. In addition, certain insurance companies can cover the cost of a cleaning after your home has been cleaned for several years. Insurance companies can only cover current shady users.

Does Aetna Better Health Of New York Insurance Cover Inpatient Mental Health Care Facilities

Those who struggle with substance abuse may also have a mental health disorder. This is not uncommon. According to the 2020 National Survey on Drug Use and Health from the Substance Abuse and Mental Health Services Administration, 21% of all adults had a mental illness that year. Of that 21%, the report also states that 6.7% had a substance use disorder in addition to their mental health disorder.

Whenever a mental health disorder and substance use disorder occur simultaneously, they are referred to as co-occurring disorders. It is recommended that both disorders are treated in tandem. The presence of one can affect the other, leading to different treatment needs.11, pg. 3, 47

As discussed above, the Affordable Care Act requires all health insurance plans provided through the health insurance marketplace to cover a list of essential health benefits for all policyholders. This list of EHBs includes not only substance use treatment but also mental health care and treatment.5

This means that your Aetna Better Health of New York insurance policy must cover, at least in part, treatment for substance use and mental health disorders. This includes both standalone treatments for these disorders and treatment for co-occurring disorders.

Don’t Miss: How Do You Get A Tax Credit For Health Insurance

No Insurance Drug Treatment Centers

ARTICLE OVERVIEW: Getting help for drug addiction is possible, even without medical insurance. In fact, you have several options for free or reduced cost drug treatment. In this article, we’ll take a look at some of these options and give you an …

health insurancecoverhealthInsurancedrug rehabdrug rehabinsurance

Getting Addiction Treatment Without Insurance

Although health insurance can provide financial assistance in paying for addiction treatment, there are still ways to receive substance abuse treatment without insurance. Here are some financing options for rehab:

• State-funded low-cost rehab: Some rehabs receive government funding and are able to offer low-cost or even free rehab for those who qualify.
• Sliding scale fees: Many treatment programs offer sliding scale fees, which means they charge what you can reasonably afford based on your financial situation.
• Payment plan: Some rehab facilities allow you to break up the cost of rehab into smaller, monthly payments.
• Rehab scholarships: You can find rehab scholarships through individual treatment centers as well as non-profits like 10,000 beds, which matches you with treatment facilities that have vacancies.
• Substance abuse treatment loans: You can apply for loans that are specifically created for addiction treatment.
• Fundraising: Create a campaign on a crowdfunding site like GoFundMe to raise money for your rehab stay.
• Health care credit card: You can apply for a health care credit card thats designated for paying medical bills.

If you are looking for a drug or alcohol rehab that accepts your insurance, call our confidential, toll-free helpline at to speak to a treatment support specialist. The right treatment program for you is out there.

Rehabs.org

Read Also: What Are Examples Of Commercial Health Insurance

Drug And Alcohol Rehab

When you or a loved one is dealing with a substance misuse or addiction situation, drug and alcohol rehab programs are available to help. Call our confidential, toll-free drug abuse helpline at . There is always someone available to assist you, 24 …

health insuranceinsurancerehab

Additional Free Rehab Options

When free treatment is not available to you for whatever reason, dont give up.There are still a few other options to look into:

Get Insurance: If you can, try to get insurance. Speak with your employer or do some research on what you might be able to get in the Marketplace.Loans: Most treatment programs offer payment plans or financing.Friends and Family: You know that old saying, ask and you shall receive? Dont let the fear of asking for help hold you back from recovery. Ask a close friend or family member to borrow some money. The worst that could happen is they say no. At least you will know that youve tried everything.

When the subject of money comes up, it can create a lot of extra stress at an inopportune time.The most important thing to remember is to choose a treatment program based on whether its a good fit for you instead of on the cost. This might be difficult, but money spent on a treatment program that isnt right for you is just more money wasted.

You May Like: Do Any Real Estate Companies Offer Health Insurance

Drug & Substance Abuse Rehab

Why Do I Need Rehab? When you or someone close to you needs drug abuse rehab, it can be hard to know where exactly to find help and understand what you treatment options are. Without the proper help, however, substance abuse can lead to potential …

coverrehabinsuranceHealth Insurance

How Much Does Alcohol Rehab Cost

The cost of addiction treatment can vary widely based on a number of different factors. Some of the significant influences on the cost of treatment are:3,14

• The setting. Attending an inpatient facility, where room, board, and around-the-clock monitoring are provided, will cost more than attending an outpatient facility, where you live on your own and attend scheduled appointments at a facility. Additionally, different facilities charge varying amounts for treatment.
• Amenities. Treatment at facilities that include a wide range of amenities and luxuries costs more to attend than facilities that provide only basic amenities.
• Your insurance coverage. If you have health insurance, it may cover a significant part of the cost of your treatment, or even the full cost, as long as you attend a facility that accepts your insurance.
• The length of treatment. Staying in treatment for a longer period of time will cost more than a shorter period of treatment, but it also increases the likelihood of a better outcome.

If your insurance doesnât cover the full cost of treatment, there are other options for payment. Some programs may offer sliding-scale fees based on what you can pay, and some will work out a payment plan to give you additional time to pay for treatment.14 Scholarships may be available to help cover the cost of treatment. Some facilities offer low-cost treatment to people who cannot access treatment otherwise but may have long wait lists and minimal amenities.

You May Like: Does Aetna Health Insurance Cover International Travel

Percentage Of Addiction Expenses Covered By Obamacare

Anyone shopping for medical insurance can purchase an ACA-sponsored health plan. The five types of Health Insurance Marketplace plans available include:

• Bronze plans 60 percent expense coverage
• Silver plans 70 percent expense coverage
• Gold plans 80 percent expense coverage
• Platinum plans 90 percent expense coverage
• Catastrophic 60 percent total average cost coverage

*Available only to those under 30 years old or those with extending circumstances

Addiction Center is not affiliated with any insurance.

Alcohol And Drug Rehab Centers Accepting Of Fidelis Care New York Insurance Plans

There is a Fidelis Care New York rehab network. There are actually quite a few rehabs which are authorized through this insurance company. If you need to get Fidelis Care New York mental health insurance or Fidelis Care New York rehab insurance, this is possible. To find the best possible rehab centers for you, it is best to contact us today or to call specific rehab centers that fit your needs.

You May Like: What Does Health Insurance Not Cover

What Rehab Programs Are Covered By Insurance

As mentioned before, healthcare insurance providers cover drug and alcohol addiction as well as mental and behavioral health conditions. Drug, such as heroin, methamphetamines, prescription medications and ecstasy, addiction, as well as alcohol addiction requires a three step program. The program will begin with an assessment in order to diagnose the conditions the patients are suffering from. The assessment will also determine which detox process the patients will undergo. The detox process is the safe removal of all toxic substances from the body during which, each patient will be under the close supervision of medical professionals. It is important for healthcare insurance to cover inpatient rehab, as well as drug rehab and alcohol rehab. The process requires medical professional supervision, nutritional and medicinal support, extensive therapy sessions and an interactive aftercare program. Healthcare insurance providers are required to cover all aspects of treatment in order to help those who are struggling regain control of their lives. According to the Affordable Care Act, the aspects of rehab it covers includes:

• Addiction evaluation
• Family counseling
• Anti-craving medication

Addiction and mental and behavioral health conditions are a serious epidemic that can and should be treated. Thanks to the Affordable Care Act, each and every person suffering from any of those conditions has the ability to take care of themselves and get themselves back to normal.

Opioid Addiction: Treatment And Rehab

If you or a loved one abuses opioids, you should know that opioid addiction treatment can be a beneficial and potentially life-saving intervention. 1 It can be challenging and uncomfortable to stop using opioids on your own. 2 Opioid rehab can help …

coverRehabRehabRehabRehabRehabRehabRehabHealth Insurance

You May Like: How Much Is Health Insurance For A Family Of 5

What Is The Patient Protection And Affordable Care Act

This is sometimes referred to as Obamacare. The Affordable Care Act was enacted in 2010. The goal of this act was to provide all Americans with access to quality, affordable health care.

The ACA requires that all insurance plans cover certain essential benefits, including substance abuse and mental health services. This means that if you have a plan that is compliant with the ACA, your plan will most likely cover at least some of the cost of drug or alcohol rehab.

If youre not sure if your insurance plan is ACA-compliant, our team can help you verify your coverage and find a treatment option that fits your budget.

Paying For Addiction Treatment: How To Finance Drug Rehab

Paying for addiction treatment Many alcohol and drug rehab programs can cost many thousands of dollars per treatment episode, a cost that most people can’t simply write a check to cover. Fortunately, there are a number of resources that can be used …

cover rehabdrug rehabinsurancehealth

You May Like: How Much Is Insurance For Health

What Is Outpatient Addiction Treatment

Outpatient treatment for addiction simply means that an individual travels to a rehab facility or clinic on a regular basis for care and then returns home afterward. Clients dont stay overnight or live at a residential facility.

Outpatient care is most frequently recommended for individuals who need to continue with family or work responsibilities outside of treatment, and it is generally only an option for those who are considered to be low-risk clients. The risk of relapse for those in outpatient care is higher, since they return home each night and do not receive the 24/7 supervision available with inpatient care. As a result, outpatient treatment is not recommended for those with severe or long-term addictions.

Outpatient treatment is offered at 9,882 rehab centers across the county, per SAMHSA.2

The typical treatment experience may include:

• Routine drug and alcohol screenings
• Evaluation for mental health disorders
• Employment assistance

The Affordable Care Act And Alcohol Rehab

The Affordable Care Act is a major healthcare reform that increased access to health insurance by reducing the costs and expanding access to Medicaid for low-income adults.5 Put into effect in 2010, it includes a range of protections that apply to most or all marketplace health insurance plans.5,6,7 These rights and protections prevent insurance plans from denying coverage to people with pre-existing health conditions, including substance use disorders.

So, if you have an alcohol use disorder, you can still obtain health insurance and access to treatment options.1,6,7 ACA also ensures that most plans provide equivalent coverage for mental health and substance abuse treatment as they do for medical care and makes it illegal to cancel your coverage if you get sick.1,6,7

Also Check: How Do Self Employed People Get Health Insurance

How Much Does Drug Testing Cost

Is drug testing expensive? Usually, the cost of drug testing and screening will be under $100. Compared to the cost of full-blown drug rehabilitation, drug testing is relatively inexpensive. Free and/or low cost drug testing is generally very easy …

drug rehabhealthhealth insurance …

How To Verify Insurance Benefits And Coverage

The best way to be sure of your benefits and insurance coverage is to check it directly. This can be done by calling the telephone number on the back of your insurance card and speaking to a customer service representative. They can answer any questions you may have about your behavioral health and substance abuse benefits.

Your insurance company may also have an online portal for members. You can access this by visiting the website, creating an account or logging into your current one and viewing your benefits. Many sites will also allow you to contact someone either by telephone, an online chat, or email to discuss any further questions you may have. If youâre unsure of how to get the conversation started, here are few questions you may want to ask:

• What type of treatments are covered for substance use?
• Do I need to get a referral?
• Do I need prior authorization to go to rehab?
• What is my copayment for treatment?
• How long can I stay in treatment?
• What happens if I relapse after completing treatment?

Don’t Miss: Can A Self Employed Person Deduct Health Insurance Premiums

Does Anthem Insurance Cover Drug Treatment

If you have a drug addiction problem, it’s vital to seek rehab treatment as soon as possible. For many people, their first concern when it comes to moving forward with addiction treatment is the thought of insurance coverage. You might be wondering …

insurancecoverhealthrehabinsuranceInsurance rehab coversdrugrehab

Drug And Alcohol Rehab For Veterans

Veterans frequently face a range of challenges as they readjust to civilian life after separation from the military. Substance use, mental health disorders, service-related injuries, and chronic pain are common among veterans. 1 Veterans are at a …

RehabRehabRehabRehabRehabRehabRehabHealth Insurance

Also Check: How Much Is Low Cost Health Insurance