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How To Get New Health Insurance Card

How Does The Ehic Card Work

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The EHIC card replaces the old form E111. Depending on the health charges in effect in the country where you happen to be, the cost of your medical care there will be fully or partly refunded on presentation of your card. This places you on the same footing as a patient from that country.

Important: in some countries, not being able to present an EHIC card may result in private healthcare charges being applied. These are higher and will not be refunded to you back in Belgium.

Additional Private Travel Insurance

Helfo recommends that you take out private travel insurance in addition to your European Health Insurance Card. In many countries, the state will not cover medical expenses in full. This may also apply to hospital stays.

The European Health Insurance Card does not cover expenses on travelling home if you become ill or have been injured in an accident. Private travel insurance insures you against expenses not covered by the country you are staying in, or the cost of returning home in the event of an illness or accident.

How Does Ehic Work

EHIC works as follows:

  • You need medical healthcare whilst abroad
  • The healthcare provider, for example, a local hospital, claims the medical expenses with your current health insurance company or health service
  • The insurance company or health service determines which costs are to be reimbursed and if any excess costs are applicable
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    Who Can Apply For A Ghic

    You can apply for a GHIC if:

    • You are a U.K. citizen.
    • You are a legal resident of the U.K. such as an international student or work visa holder.
    • You are registered with the NHS or another health insurance fund in the U.K.
    • You are not registered with any health insurance fund in the EU, Switzerland, Iceland, Liechtenstein, or Norway.
    • Your EHIC has already expired or is about to expire.

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    Information For People Who Live In Ireland

    You may be able to get a new UK EHIC if you are:

    • a UK State Pensioner or are receiving some other exportable benefits and youve been living in the Republic of Ireland since before 1 January 2021
    • a frontier worker, this means you’re working in one country while living in another, and have been since before 1 January 2021

    If you live in Ireland and think youre eligible for a UK EHIC you cannot currently apply online and need to contact NHS Overseas Healthcare Services.

    Travelling To Switzerland Norway Iceland Or Liechtenstein

    If you’re travelling to Switzerland, Norway, Iceland or Liechtenstein, you should get appropriate travel insurance with healthcare cover before you travel.

    Make sure it covers any pre-existing conditions that were previously covered by your European Health Insurance Card .

    In Norway you can use a UK passport to get medically necessary healthcare .

    You can find out more at this link:

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    When Does The Card Not Apply

    The European Health Insurance Card does not entitle you to coverage of expenses if you travel abroad with the intention of receiving medical treatment.

    The card is normally valid for three years if you are still a member of the Norwegian National Insurance Scheme.

    You have an obligation to notify Helfo of changes that may affect your right to use the card. Please contact us if you are unsure.

    In the event of misuse of the card, the cardholder will be held liable for loss to the Norwegian National Insurance Scheme.

    How Do I Get An Ehic


    Contact your local health authority to request your card at least two weeks before your departure. No document is required to issue the card. If you leave less than two weeks after having applied for the card, your local health authority can provide you with a provisional replacement certificate which will prove your eligibility. This certificate is valid for three months and can be used until you receive your EHIC card.

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    How Do I Use The Ehic

    To use the EHIC, you must receive medical treatment from public hospitals or any doctors or clinics that are under contract with the national insurance fund. At the time of treatment, you have to present your EHIC card, then, depending on the country, you may need to pay a fee or you may depart without paying anything at all.

    The hospitals or clinics in which you can use an EHIC will be different from country to country, but as long as you seek treatment in public centres, you should be covered. The official website of the European Commission also lists how you can use an EHIC and how much coverage you have in each country, so it is worth exploring before you take a trip.

    What Does The Ehic Cover

    The EHIC covers all medically necessary treatment by public healthcare providers. This includes:

    • Doctors visits. You should consult with a doctor that has a contract with the national health insurance fund in the country you are visiting. If you are not familiar with the health scheme, ask your hotel, travel guide, or locals for help in finding a doctor.
    • You will usually need a referral from a doctor to be hospitalized unless it is an emergency. Some hospitals may charge a small fee for your stay in the first few days, others will not charge anything at all.
    • Prescription medication. Most national health insurance funds will cover prescription medication, either fully or to a degree. Flu and cold medicine or over-the-counter painkillers are usually not covered.
    • Dental care. In most cases, you are covered for basic and emergency dental treatment. More complex or expensive procedures, such as dentures or crowns are not always covered by national healthcare, and therefore not by an EHIC either.
    • In most cases, ambulances are covered by the national healthcare fund, so if you need an ambulance while abroad, your EHIC should cover you.

    Remember: These services are not necessarily free and may be subject to some fees, depending on the country. Sometimes, you have to pay at the time of treatment, then ask for reimbursement later on.

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    If You’re Abroad And Do Not Have Your Card With You

    You can get a Provisional Replacement Certificate to prove your entitlement to medically necessary healthcare if you travel to Europe without your existing EHIC, UK GHIC or new UK EHIC and need treatment during your visit.

    If you need a PRC outside opening hours, you should call as soon as possible the next working day.

    The PRC will give you the same cover as an existing EHIC, UK GHIC or new UK EHIC until you return home.

    When calling for a PRC, you’ll need to give:

    • your National Insurance number
    • Switzerland

    The EU countries are:

    Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

    Does Ehic Cover Pregnancy

    Your New Medicare Card Explained

    An EHIC will cover basic maternity care or unplanned birth during your visit to another European country, but it will not cover you if you travel abroad just so you can deliver your child there.

    So, depending on the country you are in, you may pay a small fee or nothing at all for things like routine checkups and pregnancy-related medical emergencies, as long as you are treated in a public-funded hospital or clinic.

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    What To Do If You Think You’ve Been Incorrectly Charged For Medical Treatment By An Eu Member State

    It’s important that you keep documents relating to your treatment. The Overseas Healthcare Services at the NHSBSA may ask you for more information to check your eligibility and the cost of the treatment you had. This could include:

    • receipts or invoices relating to treatment
    • confirmation of payments made to healthcare institutions
    • documents relating to insurance cover if your insurer paid for treatment
    • discharge documents

    They’ll look at your claim to decide whether you were charged when you should have been covered. If they determine that your treatment should have been covered by the UK GHIC, new UK EHIC or existing EHIC, theyll reimburse you or your insurer for the costs of treatment which are covered by your card. This may not include the full cost of treatment.

    European Health Insurance Card

    The European Health Insurance Card is a joint document for all European Union, European Economic Area countries and Switzerland Confederation that confirms the rights of citizens to receive state-funded emergency and necessary healthcare services to the same extent that it has secured the country’s population.

    The EHIC ensures that the necessary and urgent medical care is given to the same extent as is provided to the country’s residents, where patient is receiving a medical help.This medical help will be provided by the hospitals and the doctors who provide state-guaranteed health care services.

    Where can I use EHIC in Latvia?

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    Organ And Tissue Donation

    All potential organ and tissue donors in Nova Scotia are registered with the Organ and Tissue Donor Registry maintained by MSI. The word “DONOR” will appear on your Health Card with a one-digit code. DONOR 1 indicates your wish to donate all organs while DONOR 2 shows your intention to donate but with exceptions. For more information regarding the Nova Scotia Organ and Tissue Donation Program go to Legacy of Life website.

    Getting A New Card Through The Healthcare Marketplace

    How do I use my health plan ID card?

    If you used the health care insurance Marketplace to purchase your policy, check your enrollment status at any time using your healthcare.gov account.

    Log on to your account, click on your name, and choose Applications and Coverage from the menu. If you do not see your insurance company or arent sure if you completed enrollment, call your insurance company directly.

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    Can I Still Apply For The Ehic

    UK nationals applying for a new or replacement Ehic on the NHS website will now receive the Ghic instead. The site may still refer to the Ehic until its updated, but youll usually be applying for a Ghic now.

    That said, the following can still apply for and continue to use a new Ehic in the EU, Norway, Iceland, Liechtenstein and Switzerland:- UK students studying in the EU – UK state pensioners living in the EU – EU nationals in the UK

    Does Ehic Cover Chemotherapy Or Dialysis

    That will depend largely on the country you are visiting. If you are currently undergoing chemotherapy or are on dialysis, and you want to take a vacation somewhere in Europe, you will have to talk to your doctor or the healthcare authorities in your home country to see whether you can arrange to continue treatment in a different clinic for a short period of time. They will inform you whether you can use your EHIC.

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    What If I Don’t Have My Ehic Before I Travel

    If you don’t have your European Health Insurance Card for any reason, youcan get a Temporary Replacement Certificate. This Certificate gives you thesame entitlement as the Card, but for a shorter period.

    You can apply online for this Certificate, in-person or by post to yourLocal Health Office. You can only receive a Temporary Replacement Certificatefor yourself.

    Mandatory Procedures & Requirements For Entry


    To maintain the safety and well-being of visitors and locals, new requirements are in place for visitors to be permitted to enter Aruba. There are also government-mandated procedures for visitors while staying in Aruba. While full procedural details will be updated on a regular basis, the following are some of the most important:

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    Chen And Ibrahim/teixeira Carers

    If you’re an adult carer of a child who is from the EU, Norway, Iceland, Liechtenstein or Switzerland, but you’re not from any of these countries or from the UK or Ireland, you may be eligible to apply for a new UK EHIC for yourself and for any other children you have who are not nationals of these countries.

    You cannot apply if your right to reside in the UK is derived from your caring for a British citizen .

    Can I Still Use My Ehic After 1 January 2021

    Given the changes to the Ehic card after Brexit, is it still valid for trips to the Europe? That depends where abouts in Europe youre travelling to.

    If your Ehic is still in date and youre UK national living in the UK, you can continue to use it in any EU country after 1 January 2021 until its expiry date. But you can no longer use it in Norway, Iceland, Liechtenstein and Switzerland, which arent part of the EU except in the circumstances below.

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    Using Your Bc Services Card To Obtain Health Care Services

    As long as you are a resident of B.C. and are enrolled in MSP, you can use your card to obtain insured medical and health care services. Your card can be used as of the date your MSP coverage begins. For those under 19, and some adults, the date is indicated on the paper attached to the card when it is delivered. If you have questions about when your coverage begins you can contact HIBC. Your card is also used to obtain PharmaCare prescription drug benefits.

    Medicaid Or Other State Insurance Programs

    Accessing Health Care in Canada – Health Cards

    If you receive Medicaid or other health insurance benefits through your state or county, you will have a Benefits Identification Card .

    If you need a new BIC, the process is similar to requesting a new Medicare card.

    Each state maintains a portal for health insurance and benefits. If you cant access the portal, call your local benefits office, or visit in person.

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    Component : Negative Molecular Covid

    To create a safe environment for you our guest and residents alike, it is important that we have testing to confirm that all travelers are negative for coronavirus.

    All visitors, 12 years and older, traveling to Aruba must take one Molecular COVID-19 test within 3 days to 4 hours prior to travel to Aruba.

    The Aruba Health App offers passengers the opportunity to upload their test during the ED Card online registration process, and have it verified prior to departure to Aruba. Once approved, this will be registered on the Aruba Health App. Passengers with a pre-departure approved will be guided to the faster Pre-Approved Health Lane.

    Find the testing option best suited to you on the COVID-19 Testing Requirements page.

    Alternatively certain eligible travelers who meet the requirements may provide proof of vacinnation instead of testing. Read the complete details on this COVID-19 Vaccination for Travel page.

    For details on the procedures for guests showing a positive COVID-19 test result while in Aruba, please reference the Regulations when showing symptoms or testing positive for COVID-19 while in Aruba section below.

    Msh International Healthcare Insurance

    If you require healthcare coverage for specific medical needs, you should take out international healthcare insurance to cover your expenses. We also recommend you opt for additional benefits like optical / dental care, maternity care, medical assistance / repatriation or death & disability as you see fit. Our comprehensive offers are designed to suit you, depending on your age, family situation and country of expatriation. You can explore our products and solutions and request a quote here.

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    Component 1 & : Basic Traveler Information & Personal Health Assessment

    This will require travelers to provide basic personal and travel details such as: date of birth, passport information, length of stay, etc and require visitors to provide truthful, accurate answers to questions regarding their health. These questions will likely include:

    • Have you been suspected of or diagnosed with pneumonia or the COVID-19 infection within the past 14 days?
    • Did you have any of the following symptoms in the past 24 hours: fever, cough, sore throat, shortness of breath, or loss of smell/taste?
    • Have you been in quarantine within the past 14 days?
    • Have you had any close contact for more than 15 minutes with a probable or confirmed COVID-19-infected person within the past 14 days, including persons in quarantine or isolation?

    Timing: This must be completed within 3 days hours and 4 hours prior to travel to Aruba.

    Do I Need A Ghic Or Ehic Card

    Your Medicare card

    If youre travelling to any EU country its important you take a valid Ghic, or an existing Ehic thats still in date, along with you. Anyone travelling with you should take one too. Present the card if you need to use that countrys emergency or state medical care services. It should cost you no more than it costs local citizens. In some countries that may mean its free.

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